Community saving. Saving community.
Kin is the UK’s only non-profit platform for online savings groups.
- Become a member for as little as £1 monthly*
- Invite your friends to build savings together
- Access money when it’s needed with no interest and no fees
Our mission is to build a fair financial system, inspired by history, to empower communities.
What is Kin?
Why use Kin?
History.
People have pooled money together for more than 5000 years.
Today, savings clubs are used by communities all over the world. Some groups pay into a shared pool every week or month and give the total to one person at a time (rotation), and others keep building the pool for when someone needs it (accumulation).
There is a name for them in every language:
Ajo

Nigeria
Arisan

Indonesia
Ayuto

Somalia
Bausparen

Germany
Chama

Kenya
Chilimba

Zimbabwe
Chilimba

Uganda
Chilimba

Zambia
Chiperegani

Malawi
Chit

India
Committee / کمیٹی

Pakistan
Consorcio

Brazil
Cuchubál

Guatemala
Dhukuti / धुकुटी/ढिकुटी

Nepal
Didlum

United Kingdom
Dijji

Ivory Coast
Djanggi

Cameroon
ekub / እቁብ

Ethiopia
Esu

Bahamas
Esusu

Nigeria
Gün

Turkey
gye / 계/契

South Korea
Hagbad

Somalia
Hamamei

Papua New Guinea
hui / 會

China
hui / 會

Taiwan
Ikelemba

DR Congo
Junta

Peru
Kongsi

Brunei
lenshare / เล่นแชร์

Thailand
Menage

Scotland
Nájom

Benin
Ngwa

Cameroon
Njangi

Cameroon
Osassa

DR Congo
Paluwagan

Malaysia
Paluwagan

Singapore
Paluwagan

Philippines
Pandero

Peru
Pardna / Box

Jamaica
Passanaku

Bolivia
Stokvel

South Africa
Susu

Nigeria
Susu

Sierra Leone
Susu

The Gambia
Susu

Trinidad and Tobago
Tanda

Mexico
tanomoshiko / 頼母子講

Japan
Tontine

Benin
Tontine

Malaysia
Tontine

Singapore
Tontine

Senegal
Tontine

France
Xitique

Mozambique
جمعية / gam'eya

Egypt