Community saving. Saving community.
Kin is the UK’s only non-profit platform for online savings groups.
- Become a member for as little as £1 monthly*
- Invite your friends to build savings together
- Access money when it’s needed with no interest and no fees
Our mission is to build a fair financial system, inspired by history, to empower communities.
What is Kin?
Why use Kin?
History.
People have pooled money together for more than 5000 years.
Today, savings clubs are used by communities all over the world. Some groups pay into a shared pool every week or month and give the total to one person at a time (rotation), and others keep building the pool for when someone needs it (accumulation).
There is a name for them in every language:
Ajo
Nigeria
Arisan
Indonesia
Ayuto
Somalia
Bausparen
Germany
Chama
Kenya
Chilimba
Zimbabwe
Chilimba
Uganda
Chilimba
Zambia
Chiperegani
Malawi
Chit
India
Committee / کمیٹی
Pakistan
Consorcio
Brazil
Cuchubál
Guatemala
Dhukuti / धुकुटी/ढिकुटी
Nepal
Didlum
United Kingdom
Dijji
Ivory Coast
Djanggi
Cameroon
ekub / እቁብ
Ethiopia
Esu
Bahamas
Esusu
Nigeria
Gün
Turkey
gye / 계/契
South Korea
Hagbad
Somalia
Hamamei
Papua New Guinea
hui / 會
China
hui / 會
Taiwan
Ikelemba
DR Congo
Junta
Peru
Kongsi
Brunei
lenshare / เล่นแชร์
Thailand
Menage
Scotland
Nájom
Benin
Ngwa
Cameroon
Njangi
Cameroon
Osassa
DR Congo
Paluwagan
Malaysia
Paluwagan
Singapore
Paluwagan
Philippines
Pandero
Peru
Pardna / Box
Jamaica
Passanaku
Bolivia
Stokvel
South Africa
Susu
Nigeria
Susu
Sierra Leone
Susu
The Gambia
Susu
Trinidad and Tobago
Tanda
Mexico
tanomoshiko / 頼母子講
Japan
Tontine
Benin
Tontine
Malaysia
Tontine
Singapore
Tontine
Senegal
Tontine
France
Xitique
Mozambique
جمعية / gam'eya
Egypt