As a member of kin.coop, you agree to abide by the following code of conduct:
- Kin Co-operative's Mutual Aid Clubs (also referred to as "groups") are inspired by traditional money pools used by communities across the United Kingdom with different names including pardna, hagbad, menage, susu and committee.
- Mutual Aid Clubs are for the equitable pooling of resources for a collective or common community benefit and may not be used for the profit of an individual or group of individuals at the expense of others in the group, or by way of business.
- Members contribute money donations to their Mutual Aid Clubs and request money gifts from their Mutual Aid Clubs as needed and agreed, when funds allow and/or by an agreed schedule of rotation.
- Members understand that, by creating or joining a Mutual Aid Club, they authorize the Co-operative to act as its Not-for-profit Fiscal Host, i.e. to receive financial contributions and distribute financial gifts on behalf of the Mutual Aid Club.
- Members understand that money contributed to Mutual Aid Clubs is not a deposit with the Co-operative but is the property of the Mutual Aid Club which is responsible for the distribution of its funds and the Co-operative is not liable for payment or return of funds to or from any individual.
Members agree to abide by the Purpose and Rules of the Co-operative and all policies, codes of conduct and terms of service for user members and group admins associated with the Co-operative's services, including:
a. Members agree not to use the Co-operative's services for anything illegal or prohibited within these Rules or the Co-operative's terms of service and other policies.
b. Members agree to hold a minimum of one share in the Co-operative and understand that contributions to Mutual Aid Clubs are not linked to share capital.
c. Members understand that they or the Mutual Aid Clubs they belong to may be expected to pay an equitable administrative fee for the use of services and accept that services may be suspended for as long as fees are not paid.
Members may have their services suspended or be expelled after investigation without prior notice for breach of the Co-operative's Rules, misuse of the Co-operative's services, or inappropriate behavior including:
a. Any attempt to coerce an individual to join or interact financially with a Mutual Aid Club against their will.
b. Any attempt to apply conditions to the receipt of money gifts for any reasons other than to ensure the equitable operation of the group for all members.
c. Any prohibited behaviors referred to and updated within the Co-operative's terms of service and other policies.